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I have not gone through the process myself but i,m in a similar situation as you because I am wanbting to go on a tour but want the resrearch done first.
What i've heard about the 90 day period of time is that it really gives the men and women a true look at who the person is. I guess you can chat for years but until you live with the person you never know if you are going to be a good match for that living setup. As far as technical stuff goes tho I have no idea
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